Protect your investment in your boat with Farmers Union’s watercraft insurance.
Our Watercraft Coverage includes direct physical loss of insured watercraft equipment, including anchors, oars, covers, extra batteries and gas tanks, water skis, electric trolling motors and depth finders. Coverage limited to 10% of coverage on boat, motor and trailer. (Higher limits are available.)
Also covers personal effects (to $100), emergency service (to $100) and salvage recovery. New watercraft are automatically covered for 45 days.
Watercraft liability coverage for bodily injuries or property damage is available with limits of $100,000, $300,000 or $500,000.
Covers passengers’ medical expenses, first aid, defense attorney fees and removal of sunken boat. Limits available at $1,000, $2,000 and $5,000.
Optional coverage available for boat lift.