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What is an annuity?

An insurance term you might see quite a bit is annuity. Annuity by definition is: a long-term investment that is issued by an insurance company designed to help protect you from outliving your income. You are able to purchase this agreement and then what you contribute is converted in
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What should I always carry in my car?

Since were on the subject of cars and car safety, we thought a list of what we suggest keeping in your car might be nice. Keeping most or all of these in your trunk could potentially help in a dangerous or unexpected situation. Jumper cables First aid kit Spare tire & the jack and
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What car is the safest?

Last week, we blogged about how to maintain lower car insurance rates. One of the tips was to be aware of the car you are purchasing. But, how do you know what kind of car that should be? Below are a few options to keep in mind while looking at cars: Automatic emergency breaking Elect
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How can I keep my car insurance amount down?

When purchasing a new car, or when your child is getting their license, thoughts of car insurance are usually at the forefront. How can you keep insurance affordable? Here are a few tips to help you and your Farmers Union insurance agent keep your car insurance right in your price ran
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All About Annuity and Securing Your Financial Future

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A survey conducted in 2017 revealed that 84% of respondents believed most people require at least some amount of life insurance coverage. This could be believed for a number reasons. Whether the policyholder has a family, outstanding debts, or a business, life insurance can ensure you
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Do I need special insurance for my home office?

Having a business in your home, or working from home can have some great perks. You’re able to be in your comfort zone while doing the job that pays the bills! But, do you need any special insurance for the home office youve put together? Sometimes, your office may be underinsur
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Emergency planning for you and your family

While you try to plan for everything you can, there are always things you cant prepare for. In that case, you should be thinking about some emergency planning. Putting together a plan for you and your family is always a good idea, but what should you include in the plan and kit? A few
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Summer Insurance

Its officially becoming summer! While the weather gets nicer and the weekends get busier with family and friends off to the lake and camping, Farmers Union Insurance is here to be sure youre properly insured for the season. Below are a few things to double check with your agent, to ge
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Should I have a high deductible plan or a low deductible one?

The deductible does impact your premium but with todays plans the out of pocket (OOP) limit is more important to look at as a plan with a lower deductible could have a substantially higher out of pocket maximum with only a small difference in premium. Depending on your need the deduct
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5 Car Insurance Coverage Options and Why You Need Them

When deciding between car insurance companies, cost matters but it certainly isn’t everything. The coverage you get for the price you pay is how you should determine the policy you carry. To give you an idea of the different types of coverage that are important, the three most c
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