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Whole live vs. term life insurance

Life insurance can be tricky. There are so many different terms to sift through, finding the right coverage for you and your family can be difficult. What about whole life vs. term life? Which one is right for you? Weve put together a list of each, to help you decide what coverage is
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How can agencies help communities

Shopping local can help a community, but what about insurance agents? Can they really benefit a community? While buying from a toll free number or website seems like a good idea, do they really know who you are, where you come from, and what your needs are? Farmers Union agents live i
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Biggest misconceptions of an insurance agent

While insurance is known for being a very serious industry, not all ideas of the work are true. Being an insurance agent comes with many misconceptions, so wed like to address a few. Its competitive. Sure, it can be! But your Farmers Union insurance agent has your best interests at he
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Advantages of agency over online agents

Getting insurance for you and your family is an important part of securing your safety and future. So, when selecting an agent, you have a few choices: online or in person. While most processes are moving to the virtual world, insurance might be one to think about before changing. Onl
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When to drop collision on your auto insurance?

What is collision insurance? Collision insurance covers damage to your vehicle at the expense of someone else, an object, and even rollovers. It covers your vehicle regardless of whos at fault. Some examples of collision coverage: Hitting a tree or telephone pole Rolling your car Back
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What Farm Insurance Can Do for Your Farm or Ranch

The numerous types of insurance that you hear about on the radio or a passing television commercial are most likely not a new concept. In fact, most types of insurance aren’t relatively new or groundbreaking. However, there are some forms of insurance that are not as common as o
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When is umbrella insurance necessary?

What is umbrella insurance? Do you need it? How do you get it? These are questions you may not have thought of, and your agent is there to help! First, what is umbrella insurance? Umbrella insurance provides coverage in excess of your primary insurance liability limits. Do you need it
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What will determine your life insurance policy?

While life insurance isnt always something everyone wants to think about, it is necessary, even if its just for your family and piece of mind! So, what do insurance companies look for when determining your insurance policy? Beyond age, weight, current health and health history, there
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Thank you to our existing clients

To our existing clients: We wouldn’t be where we are today without each and every one of you. We started insuring North Dakotans in the 1930s, when property and health insurance was to get. You believed in us, and because of that we have grown to where are today. Being a mutual
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7 Common Types Of Auto Insurance Coverage To Keep You Safe

Every year in the United States there are approximately 6 million car accidents. The reason you are required by law to have car insurance is simple: it protects you, your passengers, and other drivers from the financial burden that follows a car crash. That said, you aren’t typi
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